IS IT LOGICAL TO HAVE A MORTGAGE?
When someone secures a mortgage on their residence at a reasonable interest rate, what do they think about? Most people would say that they are glad they got a decent interest rate and long for the day when it will be paid in full and they will own their house free and clear and fulfill a core element of the American Dream. Some people may have the means to pay their mortgage off in 15 years or...
Read MoreVacation Budgeting—and Blowing the Budget on Vacation
I’m just back from a 10-day trip through Italy as part of a choir tour. We started in Venice, headed for Florence, then Spoleto (in the Umbrian region of Italy) and ended in Rome. Over the course of our trip, the exchange rate from dollars to Euros varied between $1.48 US to $1.42. It wasn’t very friendly to my American budget, so I made the most of my dollars by getting Euros from the ATM...
Read MoreNew Study Sheds Light On Our Money Behavior
The New York Times published a great piece last week about a new academic study by Kansas State University research associate professor (and financial therapy guru) Brad Klontz. The report, “Money Beliefs and Financial Behaviors: Development of the Klontz Money Script Inventory,” appeared in the current issue of The Journal of Financial Therapy. Dr. Klontz asked 422 people about 72 money...
Read MoreOn The Road To Financial Wellness
Journey to financial wellness, Try this exercise to understand your relationship to money, Chnage one aspect of your money behavior,
Read MoreMy Book
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